Side Hustle King

  Human Aswer: Physical gold means actually buying gold and holding it yourself, while a gold ETF means owning an ETF—essentially a virtual asset. Which is better depends on the individual. For the record, I know that with physical gold, the buying price and the selling price are different. When I was young, my mother once hid about $4,000 worth of physical gold under the bed. One day, while looking for clothes to wear, I discovered a heavy gold bar. “What’s this?” I opened the bag, then immediately handed it to my mother. “Oh my goodness! Why did you take this out!” It caused quite a commotion. Later, I heard that my mother lost the bag with the gold bar inside. That weighed heavily on her heart for a long time. Of course, I was heartbroken too as her son—but not as much as she was. I simply dislike hassles, so I prefer trading ETFs. As long as the market is open, I can buy and sell them anytime through a stock trading app. I try to think about the advantages of holding physical g...

Human Answer: To start with the conclusion, it doesn’t really matter. Getting approval involves an external factor—Google—whereas writing is largely an internal matter. From this perspective, it makes sense to apply for approval while continuing to write. In reality, however, Google doesn’t automatically grant AdSense approval just because you apply. Building up valuable content and giving your blog a proper structure before applying tends to lead to faster approval. What’s truly difficult is the content itself. I believe this is where the most time and effort should be spent. During the planning stage, I often fell into the illusion that collaborating with AI would make anything possible. But out of my ten most recent blog ideas, only about three survived. Even those make me wonder, day after day, whether I should narrow them down even further. I don’t think this kind of trial and error is a bad thing. Thanks to roughly twenty days of focused ideation and posting, I’ve gained a cleare...

Human Answer: I tend to dive right in once something truly captures my interest. So when I decided that I should start investing, I immediately downloaded a brokerage app. Then I took my time getting familiar with it. I read the news, looked into different sectors, learned about various indicators, and studied the portfolios run by well-known investment experts. All of it was simply fun. Looking back, I think the most important thing is finding your own point of enjoyment. That’s where you begin. This applies not only to investing, but to all kinds of learning. Once you figure out where your interest naturally leans, the next steps become a little easier. From there, all you need to do is expand outward. I’ve been investing for five years, but I only claim what I actually know. When someone asks me a question about investing and nothing comes to mind, I say I don’t know. These days, that doesn’t bother me at all. I don’t anxiously struggle to come up with an answer. No one can know eve...

Human Answer: Long-term investing and short-term investing are, quite literally, distinguished by the length of time you stay invested. Investing can be divided by timeframes into scalping, day trading, swing trading, and long-term investing. The shorter the investment horizon, the higher the level of difficulty. I’ve personally experienced everything from scalping, where trades are made in seconds, to swing trading, and even long-term investing that lasts a year or more. From my experience, the shorter the investment period, the more sharply the difficulty increases. That’s because it requires instant decision-making, intense concentration, and careful consideration beforehand of which assets to enter. With short-term trading, it demands constant attention, and even small mistakes can quickly turn into losses. As the investment horizon gets longer, it generally requires less hands-on management. Many people believe in the myth that prices always trend upward over time, but I see it di...

Human Answer: To get straight to the point—that’s how I began. In December 2022. With $100. I invested in a very free-spirited way. Using a brokerage app, I browsed through different categories and closely examined information about each stock. At the time, I used a Korean brokerage app similar to Robinhood, which allowed fractional share trading—even with just $100. The reason I could start investing with such a small amount—just $100—was thanks to the app’s fractional share trading feature. Even with limited funds, I was able to build a portfolio of my own, holding anywhere from 10 to as many as 30 stocks. Looking back, starting with such a small amount was one of the best decisions I made. After all, I started—and that matters. The brokerage app provided news, charts, and a wide range of information, all thoughtfully designed. That became the starting point from which I grew interested in a much larger world. What began almost accidentally has continued to this day. I no long...

 When I first started investing, ETFs felt complicated and unappealing to me. I also wanted to build my own portfolio, like the great investors do. So… that’s exactly what I did. When faced with this question, what kind of answer would an AI give— and what kind of answer would a human give? AI Answer: Short answer: ETFs are generally safer than individual stocks for first-time investors. Why ETFs are usually safer for beginners 1. Built-in diversification An ETF (Exchange-Traded Fund) holds many companies at once . If one company does poorly, others can balance it out. With a single stock , your risk depends almost entirely on that one company. 👉 Less “all eggs in one basket” risk. 2. Lower volatility (usually) Broad ETFs (like those tracking the overall market) tend to move more smoothly than individual stocks. Individual stocks can jump or crash on earnings news, scandals, or management changes. 👉 Fewer heart-stopping swings for new investors. 3. Less researc...